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The CosmoGirl! Guide to Choosing, Getting
Into, and Paying for College
Oh the stress of getting into college:
- · "I'm scared of the SAT."
- · " Which college is the right
one?
- · "How are my going to find the
money?"
- · "How am I going to find the time to
do my applications?
- · "What if only Airhead U accepts
me!"
"Help!"
Okay. I'll help.
Top 5 Mistakes Students Make When Choosing a
College
Before telling you what to do, I better warn you
what not to do. You'd be surprised how many
students make these mistakes:
#5. Relying on the rankings. To compile their
annual lists, the newsmagazines ask administrators,
not students, at 1500 colleges to rate themselves
and other schools in their region. Many times,
these people have never even visited those other
campuses! It's like trusting a movie rating written
by a reviewer who hadn't seen the movie.
#4 Relying mainly on the college's "name." Think
you need to attend a brand-name college to impress
a grad school or employer? Not. Fact is, a top
student at a not-so-tough-to-get into college may
be more impressive: they get better grades, top
recommendations, and leads on top jobs. At a
designer-label college, they may be lost in a sea
of smarty pants. And honors classes and leadership
opportunities provide plenty of challenge. To top
it all, top students at less-selective colleges
usually get hefty scholarships. So don't limit your
search to the schools everyone oohs and ahs
about.
#3 Relying on one person's opinion. Your cousin
Jennifer loves Par-Tay College, and she just knows
you'd be ecstatic there too. If, after checking it
out, you're not really convinced, politely tell
Jennifer you're keeping all your options open.
#2 Being too shy to ask questions. Fact 1:
College may cost you a fortune, and you'll spend
4-6 years there. That entitles you to ask
questions. Fact 2: Students love to answer
questions. If someone were thinking of attending
your high school and asked how you liked it,
wouldn't you tell them?
How to Pick the Best College for YOU
Choosing a college is like choosing a vacation
spot (kinda sorta). Do you want beach or mountains?
Relaxation or hot nightlife? There are no right or
wrong answers. But you've got to narrow down your
options if you're ever going to make a decision.
That's what these questions are for:
1. I want my college to be:
o Within an hour's drive from home.
o Under a half hour from home.
o A few hours away.
o As far away as possible. (Hawaii, anyone?)
2. My college should be:
o. In a big city
o In the country
o In the suburbs.
o It doesn't matter as long as there's a Gap
nearby.
3. I want my college to be:
o Small enough that they'll know if I cut
class.
o So big that that no one would notice if I never
went to class.
o It doesn't matter.
4. "My college should have plenty of students
who are:
o partiers.
o artsy types.
o jocks.
o intellectuals.
o activists who want to change the world.
o It doesn't matter
5. My college should have students who, in high
school, were mainly:
o Convicted felons
o A students
o B students
o C students
o It doesn't matter
6. I want to major in ________________ [fill
in the blank]
If you don't know what you want to major in,
it's okay to leave this blank.
Your answers to questions 1-6 will help you
narrow down your college search. Take these answers
and go to
www.usnews.com/usnews/edu/college/cosearch.htm;
you'll be asked to enter more criteria and a free
list of colleges that match your needs will pop
up!
Or, try using software called Expan ($29.95,
www.collegeboard.com). It helps you pick a career,
major, colleges that offer that major plus other
things you want in a college. After you've got your
list of ten or so schools, read more about them in
the Fiske Guide to Colleges and The Best 331
Colleges.
TIP: To help figure out if you'd fit socially at
a college, talk with its students. If a campus is
far away, just call the college switchboard and ask
to be transferred to a dorm's front desk-a student
usually answers. How to start the conversation?
"I'm thinking about attending your college and am
trying to learn more about it. What kinds of
students fit best and worst at your college?"
Should You Take the SAT or ACT?
Surprise! The vast majority of colleges DO allow
you to take either the SAT or ACT. Go to the
websites of the schools you're interested in to
make sure have a choice, then check out this chart
to see which test you should take.
Take the SAT If You:
- Are good in math. (It's 50% math; the ACT is
only 25% math.)
- Have a good vocabulary. (It's 50%
verbal)
- Aren't good in science. (There's no science
section.)
- Are bright but sort of lazy. (The SAT is
more of an aptitude test than an achievement
test.)
Take the ACT If You:
- Are lousy in math.
- Have a lousy vocabulary.
- Are good in science.
- Get good-enough grades but you have to study
hard for them. (The ACT tests achievement not
just aptitude.)
You say you don't really fall into any of the
categories above? Then take whichever one you feel
more comfortable with after taking a sample test of
each. As long as the colleges you're looking at
accept both tests, it won't matter to them which
one you take.
Test Taking Tips
- To get prepped, try some sample exams. (Go
to amazon.com and search under "SAT preparation"
or "ACT preparation" for a slew of great, books
and software from the Princeton Review, Kaplan
and others).
- Make sure you get to all or almost all of
the questions in the time allowed.
- Take the SAT or ACT once in May of your
junior year. Unless you reallyscrew it up--like
you don't finish even half of the
questions--don't re-take the test. Even if you
take a $800 test prep course, very few people's
score increases enough that they land in a
college at which they'll be happier or more
successful, let alone get into a significantly
more prestigious college. Retaking can even be
disadvantageous: the colleges see that you've
made a hobby of retaking the SAT. Besides, you
could have spent the time studying-which matters
more-or, God forbid, having fun.
- On the part of the SAT that asks you to list
colleges you're planning to apply to, only list
three. Your choices get sent to all the
colleges. If you list more, the colleges are
likely to think, "Why should we give her a slot,
she probably won't come anyway, and that would
make our admissions ratio look bad and our spot
on the US News rankings will go down."
5 Ways to Give Your Application The Extra
Edge
Nervous you'll get nothing but thin envelopes?
These hints will help fatten them.
1. Take a tough schedule of five or six solid
subjects per semester (No, basket weaving isn't
solid; Physics is). The hardest-to-get-into
colleges love to see Honors or Advanced Placement
classes, too. Are we having fun yet?
2. Do an extracurricular that shows you'll add
spice to the college. Some ideas: Starting a
business, spearheading a protest, or trying to
invent something (yes, even trying shows you're
smart and eager).
3. Focus on activities you really care about, so
that your passion for them comes through. Don't do
an extracurricular just to put it on your
application.
4. Use the Common Application. With one
application, you can apply to more than 200
prominent private (and a few public) colleges. All
of them promise that using it will not hurt a
student's chances of admission.
5. Apply to 4-7 colleges if you're they're
hard-to-get-into or expensive; otherwise, apply to
2-4 schools. (Any more is a waste of time and
money).
Include one safe school (whose students' average
SAT score is 100-points lower and GPA is about .3
lower than yours) and one financial safety school
(one you can afford even without financial
aid--like a community college, your own state's
schools, or a Canadian college.
Four Ways to a Winning Essay
You're dreading writing your college essay, but
it doesn't have to be complete torture.
- Write about something cool about you that
isn't apparent from the rest of your
application.
- Avoid tired topics such as: How my visit to
another country helped me appreciate another
culture, how athletics taught me the importance
of hard work, what I learned from being in
student government, and how important my family
has been to me.
- The key is to show how you as a student
would contribute to that college. You might
explain specific interesting things you've done
to improve your high school, like how you
started a study group, changed a bad school
rule, etc.
- Conclude your essay with something like, ?I
hope to take a lot from my experience at Moo U,
but in my small way, also to contribute to it.?
That strikes the proper balance between saying
you can contribute while not sounding bombastic.
(Look it up. It's an SAT word.)
Visitation Rights
Would you buy a car based only on a brochure and
a smiling salesperson? Well, choosing your college
based on the brochure, website, and tour guide is
like doing that. You've got to ask buyers --a.k.a.
students-how they like their college before you
sign on the dotted line.
It may be tempting to just take the campus tour
(basically, a sales presentation by someone who
walks backward), and go home. But don't do
that.
DO visit when school is in session.
DO peek into classes: Are the students awake? Is
the professor interesting?
DO go up to students in the cafeteria, out on
the lawn, whereever the common area is. Say,. "Hi,
my name is (insert your name.) I'm thinking of
coming to this college. Can I ask you a few
questions?"
- What do people like best and least about the
college?
- Is there anything I should know about the
college that might not appear in the official
brochure?
- Were you surprised about anything once you
started here?
- I'm kind of ______ (Artsy, shy, studious,
whatever). Will I fit in at this college?
- What do most students do on weeknights? On
weekends?
- Do you think the college is worth the
money?
DO look at the students and listen in on their
conversations. Are they too serious, too preppy,
too something, or can you picture yourself fitting
in?
As you leave campus, jot down notes about what
you liked and didn't like about the school, so you
don't get confused as you continue your search!
Interview FEARLESSLY
It is possible. Here's how:
Before The Interview:
Step 1. If interviews are optional at the
schools you're looking at, only interview if adults
generally like you.
Step 2: Call the admissions office to find out
if the interview is informational or evaluative. If
it's only informational, it's used to sell you, not
evaluate you. You can chill.
Step 3: If you want to use the interview to
increase your chances of admission, request an
interview with an admissions officer rather than
with an alum.
Step 4: You want the college to want the real
you, but leave home the side of you with the spiked
hair and pierced tongue who wears
cleavage-revealing tank tops. Wear what makes you
feel confident, but lean toward the conservative
side.
Step 5: Prepare two topics you'd like to tell
them about: a hobby, a powerful experience that
shaped who you are, a project you're working on, or
something you read recentl: no, not the CG! article
on how to get sexy, shiny hair!
Step 6: Prepare three questions you want to ask
about the college that weren't answered in the
brochure.
Step 7: Have an answer ready for the questions
"Why do you want to go to this college?" and
"What's your favorite book?"
At The Interview
Step 1: Be a star in the first five seconds by
looking the interviewer in the eye, wearing a
pleasant smile (pleasant, not psychotic), and
saying "Hi, I'm [insert first AND last
name]".Give a firm, but not crushing,
handshake.
Step 2: Give longer answers to easy questions,
short answers to hard ones. If you hear a question
and your immediate thought is, "I have no idea what
to say," take a deep breath and say something, but
keep it short so you can spend more time on the
stuff that shows your smarts/strengths.
Step 3: End by smiling, looking the interviewer
in the eye, and saying, "Thank you so much for your
time." If it went well, you can add, "I really
enjoyed our talk and I think I'd really love being
a student here." Yes, it may feel dorky but it
works.
How to Turn A Rejection into an
Acceptance
You'll probably be just as happy at another
college but if you REALLY want to go to a certain
school, here's how to turn a no or maybe into a
yes.
- Give the college new information that will
convince them to re-evaluate your
application-for example, that new-and-improved
math grade. Now you see why they tell you to
keep your grades up in the senior year?
- Let them know your needs are flexible: If
you'd put on your application that you wanted to
major in business, ask them if they've got any
slots open in a different major; tell them you
don't need to live on-campus during the first
semester; offer to start in the spring
semester.
- Check out www.nacac.com/survey/results.cfm.
It's a list of hundreds of colleges that still
need students for September, and it's updated
throughout the spring and summer.
Getting the Moolah
95% of student aid dollars comes from the
government and from the colleges themselves. (The
other 5% is from rich people and non-profit
organizations). You can score your share of
billions of dollars just by having your parents
fill out one or two of these three forms: the
FAFSA, the Profile, or the college's own form.
Other things to keep in mind:
1. Make sure your parents fill out the right
form(s) for each college. To find out which ones,
visit the college's website. They usually can be
filed online. Easy! (Well, easier.)
2. Be sure you meet each college's filing
deadline. They usually fall somewhere between late
fall and winter, but since they may vary, put them
on your calendar now.
3. Here's the hardest part. A lot of money is
given out, in part, based on how good your grades
are. So study hard. It could pay off--literally.
(No pressure!)
4. Take advantage of a sexy new opportunity with
a very unsexy title: 529 Plan. It allows parents to
sock away virtually as much as they want for your
college education-and the investment earnings,
starting in January, will be federal and possibly
state tax-free. To find out about your state's 529
plan, visit savingforc
5. Here's another government giveaway: the Hope
Scholarship. Most families with incomes of $100,000
or less can get up to $1,500 more in their tax
returns for each of your first two years of college
and $1,000 for the next two years. Find out more at
www.ed.gov/inits/HOPE
6. Don't agree to go to a college until you've
gotten financial aid offers from all the ones that
have accepted you. One college could give you a
great deal while a similar college could give you
squat. Some colleges will negotiate a better deal
if it means they can get you to go there. So don't
be shy about asking!
For more on financial aid, check out
collegeispossible.com
TIP: Apply for financial aid even if your
parents have money because many colleges won't
consider you for merit-based scholarships unless
you apply for financial aid.
So You Don't Want to Go to College
Yet
Sick of school? Consider an interim semester or
year between high school and college. No, that's
not a year of sleeping late, watching soaps,
working part-time at Burger World, and hearty
partying. What you do is get into college and then
ask if you can defer admission for a semester or
year. Many of them will allow this if you've got
the opportunity to:
- volunteer full-time for a cause you really
believe in. Consider Americorps
(americorps.org), which awards you with college
cash after you complete a year of service.
- be mentored by a master. Let's say you dream
of creating the next Lara Croft game. Visit
gamemaker websites and see if someone would you
take you on as an apprentice.
- complete a structured interim program. Find
a list of thousands of them at http://members.tripod.com/malbarelli/interim_programs.htm
If you do take a year off before going to
college, remember: you're not dropping out, you're
stopping out. It's probably wise to head back to
college.
© 2007, Marty
Nemko
* * *

Marty
Nemko holds a PhD from the University of
California, Berkeley, and subsequently taught in
Berkeleys Graduate School of Education. He is
the worklife columnist in the Sunday San Francisco
Chronicle and is the producer and host of Work With
Marty Nemko, heard Sundays at 11 on 91.7 FM in
(NPR, San Francisco), and worldwide on
www.martynemko.com
.
400+ of his published writings are available free
on that website and is a co-editor of
Cool
Careers for Dummies.
and author of The All-in-One College Guide.
E-Mail.

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